Check my policyHome / Sell my policy / Eligibility check
Answer six quick questions and see straight away whether your policy is likely to be one a buyer takes. No name, no phone number and no NRIC. When you are ready for a real answer, send us the details.
Your answers stay in your browser.
0 of 6 answered
Your result updates as you answer.
Check my policyA guide, not an offer. Only a written offer, after we check the figures with your insurer, is a real answer.
They are the checks that most often decide whether a policy can be sold.
Only policies with a cash value can be sold. We buy participating endowments, and whole life case by case. Policies we buy
Only the legal policyowner can sell, and a trust nomination usually blocks a sale. Nominations and assignment
Early on, surrender value is low and premiums are still to come, so a buyer rarely beats it. Why surrender value starts low
A loan comes off the price; a pledge or earlier assignment must be released first. Selling with a loan
If it has a cash value, you own it outright and nothing such as a trust nomination stands in the way, often yes. This check tells you how likely it is.
No. It means nothing obvious stands in the way. We still need your insurer's figures before we can make a written offer.
Nothing. They stay in your browser and are not sent to us unless you go on to Check my policy.
Check my policyHome / Sell my policy / Eligibility check
Answer six quick questions and see straight away whether your policy is likely to be one a buyer takes. No name, no phone number and no NRIC. When you are ready for a real answer, send us the details.
Your answers stay in your browser.
{{progress}}
{{lead}}
What stands in the way
Good to know
A guide, not an offer. Only a written offer, after we check the figures with your insurer, is a real answer.
They are the checks that most often decide whether a policy can be sold.
Only policies with a cash value can be sold. We buy participating endowments, and whole life case by case. Policies we buy
Only the legal policyowner can sell, and a trust nomination usually blocks a sale. Nominations and assignment
Early on, surrender value is low and premiums are still to come, so a buyer rarely beats it. Why surrender value starts low
A loan comes off the price; a pledge or earlier assignment must be released first. Selling with a loan
If it has a cash value, you own it outright and nothing such as a trust nomination stands in the way, often yes. This check tells you how likely it is.
No. It means nothing obvious stands in the way. We still need your insurer's figures before we can make a written offer.
Nothing. They stay in your browser and are not sent to us unless you go on to Check my policy.