- You are the legal policyowner.
- The premiums were paid in cash.
- The policy is in force, or can be reinstated.
- There is no trust nomination, pledge or earlier assignment.
- Your insurer can confirm the current net surrender value.
- The policy allows assignment. Most do; a few products restrict it.
Check my policyMenu
Home / Sell my policy / Policies we buy
Insurance policies we buy
We are a Singapore company that buys insurance policies: participating endowment and whole life policies from the main Singapore insurers, paid in cash. Here is what we buy, what we don't, and what a policy needs before we can buy it.
By type of policy
We buy
- Participating endowmentYes
- Limited-pay or fully paid endowmentYes
- Participating whole lifeCase by case
- Non-participating endowmentCase by case
We don't buy
- Investment-linked plansNot at present
- Annuities and retirement plansNot at present
- Term lifeNo cash value
- Hospital, Shield and accident plansProtection only
By insurer
We buy from these ten insurers. Another insurer? Ask us; we look at each case.
AIA
Surrender form and guide
Prudential
Surrender form and guide
Great Eastern
Surrender form and guide
Income Insurance
Surrender form and guide
Singlife, including Aviva
Surrender form and guide
Manulife
Surrender form and guide
HSBC Life, including AXA
Surrender form and guide
Etiqa
Surrender form and guide
Tokio Marine Life
Surrender form and guide
FWD
Surrender form and guide
What a policy needs
If we don't buy it
We tell you why, in plain words, and point you to your insurer's surrender route.
We don't pass your details to other buyers. If surrender is your next step, our guides take you through it, insurer by insurer. All insurer surrender forms
Find out if we would buy your policy
Tell us about it and we reply with a straight answer. No NRIC, no obligation.