Terms of use

About this site

This website is run by SurrenderPolicy, which buys life and endowment policies. By using the site, you accept these terms.

Information, not advice

Our guides are general information. They do not take account of your circumstances and are not financial, legal or tax advice. For advice on your own situation, speak to a licensed financial adviser or a lawyer.

No offer until in writing

Nothing on this site, including the result of the eligibility check, is an offer to buy your policy. We make offers only in writing, after confirming the policy's figures with your insurer, and each offer sets out its own conditions.

Insurer information

Insurer procedures, timings and contact details are taken from each insurer's own pages and dated. Insurers change their processes, so confirm with your insurer before you act. We are not affiliated with any insurer.

Links to other sites

We link to insurers and official sources for your convenience. We are not responsible for their content or availability.

Using the site

Please give accurate information in any form, use the site lawfully, and do not try to disrupt it or access parts not meant for you.

Our content

The text and design of this site belong to SurrenderPolicy You may link to our pages and quote short passages with credit.

Liability

The guides on this site are general information, not advice, and we do not accept liability for decisions made on them alone. Nothing in these terms limits liability that cannot be limited under Singapore law.

Governing law

These terms are governed by the laws of Singapore, and the courts of Singapore have jurisdiction over any dispute about them.

Changes

We may update these terms. The date at the top shows the latest version.